Anna Adamska articles

You look at the car after a minor crash and think it is fixable. Then the insurer says it wants to total the vehicle, and that can feel absurd. In many cases, though, the decision is not about how dramatic the damage looks. It is about math, state rules, and the real cost of putting the car safely back on the road.

A used luxury car can look like an incredible deal at first glance. Models that originally cost $60,000 or more can sometimes be found a few years later for the price of a new midsize sedan. That kind of depreciation is real, and it is one of the biggest reasons shoppers get tempted. But the lower sticker price does not automatically mean lower ownership costs.